Document Type : Original Article
Authors
- Hamidreza Naeb Khosroshahi 1
- Mohammadreza Nahidi Amirkhiz 2
- Mohammad Ali Motafakker Azad 3
- Seyyed Ali Paytakhti Oskooee 4
1 PhD student, Department of Economics, Faculty of Management and Economics, Tabriz Branch, Islamic Azad University, Tabriz, Iran
2 Assistant Professor, Department of Economics, Faculty of Management and Economics, Tabriz Branch, Islamic Azad University, Tabriz, Iran
3 Professor, Department of Economics, Faculty of Economics and Management, Tabriz University, Tabriz, Iran
4 Associate Professor, Department of Economics, Faculty of Management and Economics, Tabriz Branch, Islamic Azad University, Tabriz, Iran
Abstract
Equity is one of the most important concepts all over the world. The importance of this issue in Islam is more apparent than other docrines due to Islam's stricter view of justice. The social security system, as and income redistribution tool, plays an important role in realizing justice. However, despite Iran's adherence to international conventions and the existence of numerous upstream documents and laws, according to the general policies of the social security system social welfare announced in Ordibehesht, 1401, it is necessary to develop a desirable social security model with an emphasis on the establishment of a multi-layered social security system. In order to provide the most appropriate social security model, this study tries to reach the most reliable agreement by sampling and collecting the opinions of experts in two categories of managerial fields and experts familiar with the topics of evaluation and ranking, by using Delphi method and aplplying AHP and ANP. Based on the negotiations with the experts and the preferred functions obtained in this study, it has been concluded that in the design of the social security model, economic equity has the first priority from the perspective of Islam and is the most important indicator among the defined indicators. According to the results obtained in this study, it is suggested that the managers in the field of insurance and social security, as well as relevant policymakers, explain and implement the Takaful model based on Islamic economic equity in the insurance sector.
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